为什么要做婚前协议？三个你应该知道的真相 Why Consider a Prenup? 3 Things You Should Know

当我们谈到“婚前协议”（Prenuptial Agreement），很多人第一反应是：“我们是真爱，不需要这个。”但实际上，婚前协议并不是不信任，而是一种对彼此的尊重和对未来的规划。

以下三个问题，是我们在日常工作中经常被问到的：

When people hear the word “prenuptial agreement,” many instinctively react: “But we’re truly in love — we don’t need that.”In reality, a prenup isn’t about doubt or mistrust. It’s about mutual respect, transparency, and future planning.

Here are three common questions we often get from clients:

1. 为什么要做婚前协议？

婚前协议可以明确婚前资产的归属、婚后收入与财产的分配方式、离婚时的财产安排，甚至可以对婚姻期间某些财务习惯进行约定。它的重点不是为了离婚，而是让双方在感情最稳固、沟通最顺畅的时候，把重要的财务问题谈清楚。婚前协议是对婚姻的一种成熟准备，也是一种风险管理。

1. Why would anyone want a prenup?

A prenuptial agreement can clarify the ownership of premarital assets, the handling of finances during the marriage, and what happens to property in the event of divorce or death. It’s not about planning for the worst — it’s about having honest conversations when things are good, so everyone is on the same page. It’s a form of financial maturity and risk management.

2. 我们是真爱，签婚前协议是不是太伤感情了？

“真爱”不是逃避现实，而是可以在诚实沟通中变得更稳固。婚姻是法律关系，除了感情，也涉及金钱、责任和风险。婚前协议的过程，反而可以帮助双方坦诚讨论各自的价值观和未来的预期，建立更强的信任。

2. Isn’t it unromantic to talk about a prenup?

Love isn’t fragile — it can withstand honest conversations. Marriage is not only a personal commitment, but also a legal and financial partnership. The process of creating a prenup can actually strengthen a relationship, helping partners understand each other’s values and expectations better.

3. 哪些人一定要考虑做婚前协议？

• 进入婚姻时有较多资产的人

• 有家庭企业、信托或继承财产安排的人

• 再婚人士，有子女或复杂家庭结构

• 有可能从父母那里获得大额赠与或遗产的人

• 一方经济明显优于另一方，或收入差异较大

3. Who should definitely consider a prenup?

• Individuals entering marriage with significant assets

• Anyone with family businesses, trusts, or inheritance plans

• People entering a second marriage, especially with children or blended families

• Those expecting large gifts or inheritance from family

• Couples with significant income or asset disparities

婚前协议不是富人的专利，而是任何希望在婚姻中保持财务清晰与公平的人，都可以考虑的工具。

Prenups aren’t just for the wealthy — they’re for anyone who wants financial clarity and fairness in their marriage.

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Securing Your Future, Protecting Your Legacy 

规划未来 · 守护家人 · 传承财富 

The Shi Law Group (熙承律师事务所) specializes in comprehensive legal solutions, including Trusts, Wills, Elder Law (Medicaid Planning), Prenuptial, Tax Strategy, and Asset Protection. We are dedicated to providing one-stop, professional services for families throughout New York City, Long Island, and New Jersey.

熙承律师事务所 (The Shi Law Group) 专精于各类信托、遗嘱、老人法（白卡信托）、婚前协议、税务筹划及资产保护。我们致力于为 纽约市 (NYC)、长岛 (Nassau & Suffolk) 及新泽西州 (NJ) 的华裔家庭提供一站式、定制化的专业法律解决方案。 

Whether you are in Manhattan, Queens, Nassau County, or Jersey City, we empower you to navigate complex legal environments and safeguard your family’s assets with confidence.

无论您身处曼哈顿、皇后区、纳苏郡或泽西市，我们都能助您在复杂的法律环境中稳妥守护家产，实现家族资产的精准传承。 

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Contact Us | 联系我们 

• Phone / 电话: +1 (917) 720-6943 

• Office / 地址: 500 Old Country Rd, Suite 302, Garden City, NY 11530 

• Free Consultation / 预约免费咨询: Select a Date & Time - Calendly  

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Disclaimer / 免责声明 

The information provided is for general educational purposes only and does not constitute legal advice or establish an attorney-client relationship. Please consult a professional attorney for your specific case. 本文内容仅供普法参考，不构成法律意见或律师-客户关系。法律因人而异，请就您的具体情况咨询专业律师。