婚前协议：自己草拟 vs. 律师审核 Prenuptial Agreement：​Self-Made vs. Attorney-Crafted

最近有位小伙伴问我：“婚前协议我和未婚夫已经草拟好了，但听说最好找律师帮忙看看比较保险。你能帮我看看，盖个章吗？”这个问题其实非常普遍。很多人以为只要有一个大致的文字协议，再找律师“背书”就够了。但实际上，法律专业并不是这样运作的。

Recently, someone asked me: “My fiancé and I have already drafted our own prenuptial agreement, but I heard it’s better to have a lawyer review it. Can you take a look and stamp it?”This is a very common question. Many people believe that as long as they have a draft, it’s enough to simply have a lawyer “endorse” it. In reality, the legal process doesn’t work that way.

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问题解析 Problem Analysis

起草婚前协议就像建造一座房子。你当然需要和伴侣一起讨论：哪些财产属于你，哪些属于对方，哪些是未来要共同承担的责任。这个过程就像画蓝图。但如果只停留在“草图”，没有专业设计和施工，盖出来的往往就是一间“草房子”，无法抵御风雨，一吹就倒。

Drafting a prenuptial agreement is like building a house. You and your partner should absolutely discuss the basics: which assets are yours, which are theirs, and what responsibilities you’ll share in the future. That’s your blueprint. But if you stop at the “rough sketch” stage without professional design and construction, what you end up with is a “straw house” — unable to withstand storms, ready to collapse at the first conflict.

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解决方案 Solution

真正稳固的婚前协议需要律师的参与。律师不仅仅是“盖个章”，而是帮你：

• 确保协议符合当地法律规定；

• 避免潜在的漏洞和无效条款；

• 根据你的情况，量身定制条款，最大化保障权益。就像交蓝图给专业的建筑师，律师能把想法落实为一份真正“能经得起风吹雨打”的法律文件。

A solid prenuptial agreement requires professional legal involvement. A lawyer doesn’t just “stamp” your document, but will:

• Ensure compliance with state law;

• Eliminate loopholes and unenforceable clauses;

• Customize terms to your unique circumstances. Just like handing a blueprint to an architect, your lawyer turns your ideas into a structure that can withstand real-world challenges.

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风险提醒 Risk Warning

很多人是在离婚后才明白婚前协议的价值。没有一份合格的协议，离婚时不仅会产生巨额律师费，还会带来无休止的纠纷与情感消耗。相比之下，提前做好协议的成本微不足道。

Many people only realize the true value of a prenup after divorce. Without a valid agreement, divorce can lead to enormous legal fees, endless disputes, and emotional strain. In comparison, the upfront cost of a well-drafted agreement is minimal.

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律所小贴士 Law Firm Tips

如果你们认真考虑婚前协议，请不要只停留在自己草拟的阶段。和伴侣讨论好初步的蓝图后，务必交给专业律师来落实。这样不仅能保障协议的法律效力，更能在未来避免无谓的冲突与成本。

If you’re seriously considering a prenup, don’t stop at a self-drafted draft. After you and your partner agree on a rough framework, hand it over to a lawyer to finalize. This ensures enforceability and helps you avoid costly disputes in the future.

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联系我们 Call to Action

如果您对信托与房产税务后果有疑问，或希望我们帮忙审阅信托文件，欢迎联系熙承律师事务所。我们会和具有税务专长的团队一起，为您把关每一个细节，确保在资产保护与税务利益间取得最佳平衡。

If you have questions about trusts and the tax consequences for your property, or would like us to review your trust documents, please contact The Shi Law Group, PLLC. We work with tax-knowledgeable advisors to protect your assets while preserving tax benefits when possible.