“婚前财产公证”和“婚前财产协议”有什么不同？ Prenuptial Property Notarization vs. Prenuptial Agreement — What’s the Difference?

很多客户打电话来咨询“婚前财产公证”，但往往对它的法律作用存在误解。实际上，在美国，并不存在单纯的“盖个章列清单就能保护财产”的婚前公证。真正能确保婚前财产权益的，是经过律师起草的婚前财产协议（Prenuptial Agreement）。

Many clients call asking about “premarital asset notarization,” but often misunderstand its legal effect. In the U.S., there is no such thing as simply listing assets and getting a notarization that fully protects your property. The true legal protection comes from a properly drafted prenuptial agreement.

【问题解析 Problem Analysis】

许多人认为婚前财产公证非常简单，只要列出资产清单、盖个章就行。

问题在于：

• 这种做法没有明确法律效力，法院不一定会承认；

• 很多重要条款没有考虑到，比如离婚后的财产分配、债务承担、税务影响等；

• 双方没有在律师指导下达成中立、公正的协议，容易导致日后争议。

Many people think a premarital asset notarization is simple—just list the assets and notarize it. The issues are:

• This method lacks clear legal enforceability; the court may not recognize it.

• Many crucial clauses are not considered, such as property division upon divorce, debt responsibility, and tax implications.

• Without attorney guidance, parties may not reach a neutral and fair agreement, increasing the risk of future disputes.

【解决方案 Solution】

婚前财产协议（Prenuptial Agreement）是双方在律师协助下达成的合法合同，明确规定婚前财产的归属及婚后财产分配。

优势包括：

• 明确双方财产界限，减少未来纠纷；

• 可根据家庭情况和税务规划优化资产安排；

• 协议经过双方律师审查，更容易在法院获得承认。

A prenuptial agreement is a legally binding contract drafted with attorney guidance, clearly stating the ownership of premarital assets and the distribution of marital property.

The advantages include:

• Clearly defines property boundaries, reducing potential disputes.

• Allows asset planning tailored to your family situation and tax optimization.

• Reviewed by both parties’ attorneys, making it more likely to be enforceable in court.

【风险提醒 Risk Reminder】

即便协议签署完成，也不是绝对生效：

• 法院会判断协议是否公平合理；

• 双方在签署时是否充分披露资产，是否有独立法律顾问参与；

• 协议条款是否存在违反公共政策的情况。

Even after signing, the agreement is not automatically guaranteed to be enforceable:

• Courts will assess whether the agreement is fair and reasonable;

• Whether both parties fully disclosed their assets and had independent legal counsel;

• Whether any clauses violate public policy.

【律所小贴士 The Shi Law Group Tip】

在起草婚前协议时，一定要由经验丰富的律师参与，确保协议既符合法律要求，又兼顾双方权益。切记：列清单盖章≠有效婚前协议。通过律师审查和签署，才是保障婚前财产安全的正确方式。

When drafting a prenuptial agreement, it’s crucial to involve an experienced attorney to ensure the agreement meets legal requirements while protecting both parties’ interests. Remember: Listing assets and notarizing ≠ valid prenup. Legal review and proper execution are the keys to protecting your property.

【联系我们 Contact Us】

熙承律师事务所专注于家庭财富传承、遗产规划、信托、遗嘱、婚前协议与跨境资产规划等。我们为纽约州和新泽西州的华人家庭提供专业、细致且富有关怀的法律服务。若您在结婚、离婚或同居安排上有疑问，欢迎随时联系我们进行咨询与规划。

The Shi Law Group, PLLC focuses on family wealth transfer, estate planning, trusts, wills, prenuptial agreements, and cross-border asset planning. We provide professional, attentive, and compassionate legal services to Chinese families in New York and New Jersey. If you have questions about marriage, divorce, or cohabitation planning, please contact us for consultation.

📧 邮箱 Email: info@mshilaw.com

📞 电话 Phone: +1 (917) 720-6943

🏢 地址 Address: 500 Old Country Rd, Suite 302, Garden City, NY 11530

如需预约咨询，请通过电话、电子邮件或在我们网站上提交预约请求。我们将安排有相关经验的律师与您沟通。

To schedule a consultation, contact us by phone, email, or book through our website. We will arrange for an experienced attorney to speak with you.